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A washed-out blue camp collar polo, tailored navy shorts with an actual pleat, and black horsebit loafers worn with black socks like a man who has stopped asking for permission. The Ralph Lauren crest cap sits where a tan line will be by August. Gold frames, steel watch, a chain bracelet that catches the light when he signs for things. The Gucci tote is vintage, canvas, and carries one book he is not reading. He smells like Jack Henry and answers emails from a lounge chair.